The report concentrates on the growth of online banking in the USA with the intent of identifying business opportunities, wireless technology, niches for IT and financial applications suppliers. The report draws on current data and studies in discussing the online banking revolution, the customer acceptance challenges of the new services, problems encountered and key areas needing improvement in the online banking. The report looks at the rise of Internet-only banks, near-term trends and the evolutionary stages of how "brick and mortar" banks move into online banking. There is also a discussion of the rise of client/server architectures that have become the platform of choice for these new services. The "Top 10" online banks are listed along with their major features and their pricing structure. The major online applications products are listed and analysed. Technology areas beyond online banking such as the use of biometrics and neural technologies used in fraud protection are briefly discussed. The report concludes with a list of 10 major opportunities in the online banking domain.

Contents

The contents of the online banking report provide the following information:

• Description of the 10 best online banks in the USA, which include both traditional "brick and mortar" banks such as the Bank of America and Internet-only banks such as NetBank.
• Discussion of the online banking users in the USA including their profiles, computer experience, general banking activities and important features used by customers of online banking in the USA.
• Account of the online banking systems in the USA and the 45+ applications providers who supply the solutions to online banking services. The section lists several of the major providers for online banking, service bureaus, professional services and wireless communications.
• Details of the online banking technology in the USA including technology trends, architecture and standards. The list includes technology areas beyond online banking such as call centers, biometrics and neural technologies used in credit card fraud protection. There is also a discussion of the client/server architectures.
• Possible business opportunities for entering into the online banking sector. These include a mix of Internet-related services and technology partnering with financial institutions.
• Summary of online banking based on the studies, technologies and the present state of online banking.
• Appendix for studies, market brief and architecture descriptions and a sample Internet Banking Request for Proposal.

* The summary of this report is for information only and not for sale.